Question 1

The Food Stamps program is

Accepted Answer

A)  criticized because some believe it allows undeserving people to get aid.
B)  criticized because some think it stigmatizes its users by identifying them publicly as welfare cases.
C)  an in-kind benefit.
D)  criticized because some think it is too costly.
E)  All these answers are correct.F) B) and D)
G) A) and E)

Question 2

Social insurance programs have high levels of public support because

Accepted Answer

A)  of their self-financing feature.
B)  they are based on an equality principle-all citizens are eligible for the benefits and all recipients receive the same level of benefits.
C)  their cost is consistently below the spending level for public assistance programs.
D)  of the necessity of increased taxes to fund them.
E)  None of these answers is correct.F) All of the above
G) B) and D)

Question 3

The No Child Left Behind Act

Accepted Answer

A)  was championed primarily by president Bill Clinton.
B)  offers,but does not require,the chance for schools to receive additional funding if they submit to nationally standardized testing in reading,math,and science.
C)  ties federal funding to national test results in reading,math,and science.
D)  offers increased federal funding to schools that show poor testing performance after three years.
E)  cuts school funding for those schools that show no improvement in test scores after one year.F) C) and D)
G) A) and B)

Question 4

The best predictor of how well schools perform on standardized tests is

Accepted Answer

A)  the salary levels of the teachers.
B)  the population density of the community.
C)  the level of local school board control over policy.
D)  the community's wealth.
E)  the percentage of private to public schools in the community.F) B) and D)
G) A) and B)

Question 5

Which of the following statements is true concerning American public opinion on school vouchers?

Accepted Answer

A)  Americans are divided in their opinions on school vouchers.
B)  Americans strongly support school vouchers.
C)  Americans strongly oppose school vouchers.
D)  Most Americans have never heard of school vouchers.
E)  Americans favor higher taxes to pay for vouchers.F) A) and D)
G) D) and E)

Question 6

The poverty line is defined as

Accepted Answer

A)  the income level below which 10 percent of the American people live.
B)  three times the annual cost of a thrifty food budget for an urban family of four.
C)  the annual cost of all goods and services that a person can reasonably be expected to want.
D)  the percentage of homeless people.
E)  the income level below which 20 percent of the American people live.F) A) and E)
G) B) and D)

Question 7

Which of the following is true regarding income patterns in America?

Accepted Answer

A)  The income of the average American family exceeds $100,000.
B)  The top fifth of Americans in terms of income get nearly 90 percent of the total income in the nation.
C)  The bottom fifth of Americans get slightly less than a twentieth of total national income.
D)  The United States has the lowest amount of income inequality of any industrialized democracy.
E)  None of these answers is correct.F) A) and B)
G) A) and C)

Question 8

According to survey data,

Accepted Answer

A)  Americans prefer money as the primary form of welfare assistance.
B)  most Americans believe that welfare recipients could get along without assistance if they tried.
C)  Americans prefer government jobs through government programs as the primary form of welfare assistance.
D)  the vast majority of Americans believe there should be absolutely no government services for the poor of any kind.
E)  None of these answers is correct.F) A) and E)
G) A) and D)

Question 9

The American welfare system is widely criticized for being inefficient.Explain this criticism,and describe the underlying causes of inefficiency.

Accepted Answer

Inefficiency refers to the fact that muc...

Question 10

In _______,Congress added a prescription drug benefit to Medicare.

Accepted Answer

A)  1967
B)  1978
C)  1986
D)  1994
E)  2006F) B) and E)
G) A) and C)

Question 11

The major reason social security is likely to be the topic of reform is because

Accepted Answer

A)  many Americans will leave the system in favor of private retirement plans.
B)  Republicans wish to eliminate the system entirely,while Democrats wish to save it.
C)  the number of workers may not bring in enough money to cover the benefits of a growing number of retirees.
D)  it is a very unpopular program.
E)  All these answers are correct.F) A) and B)
G) A) and C)

Question 12

A U.S.Bureau of Labor study revealed that about six out of seven workers who lost their job did so because

Accepted Answer

A)  they were fired.
B)  of either a temporary layoff or the permanent elimination of a job position.
C)  they are undereducated for the work they are doing.
D)  they wanted to be out of work in order to collect unemployment benefits.
E)  All these answers are correct.F) A) and B)
G) A) and C)

Question 13

The bureaucratic costs of welfare are substantially lower in Europe because most European countries

Accepted Answer

A)  farm out their welfare programs to the local level,where administration is more efficient.
B)  require that each individual prove his or her own eligibility.
C)  do not allow universal eligibility.
D)  have unitary rather than federal systems.
E)  offer far fewer welfare benefits than the United States.F) C) and D)
G) A) and C)

Question 14

The defining characteristic of a social insurance program is that

Accepted Answer

A)  eligibility is restricted to individuals who paid special payroll taxes during their working years.
B)  it is administered jointly by the national government and the states.
C)  it is targeted at those who are most in need of welfare assistance.
D)  it is administered through private insurance companies.
E)  None of these answers is correct.F) B) and D)
G) A) and B)

Question 15

Which of the following is a true statement about the visibility of poverty in American society today?

Accepted Answer

A)  Media coverage often focuses on the plight of the poor in America.
B)  In polls each year,Americans place the problem of poverty as the nation's top problem.
C)  Poverty is less visible in the suburbs than in inner cities or rural areas.
D)  Poverty has been virtually eliminated in the United States.
E)  Poverty is most apparent in the case of elderly Americans.F) B) and E)
G) D) and E)

Question 16

________ was terminated in 1996.

Accepted Answer

A)  The Food Stamps program
B)  Medicaid
C)  Medicare
D)  SSI
E)  AFDCF) B) and D)
G) A) and C)

Question 17

The unemployment insurance program is

Accepted Answer

A)  run jointly by federal and state governments.
B)  funded by payroll taxes collected by the states.
C)  funded by payroll taxes paid by employees and employers,a condition set uniformly across states.
D)  managed entirely by the federal government.
E)  managed by local governments and private charities.F) B) and C)
G) A) and D)

Question 18

Charter schools

Accepted Answer

A)  are publicly funded and have no more freedom in choosing students than do public schools,though they have greater freedom in determining curricula.
B)  are privately funded and have total freedom in determining curricula.
C)  are publicly funded but have more freedom in determining curricula than public schools.
D)  are promoted primarily by Democrats as a strong,publicly-funded method of improving education.
E)  have been opposed by President Obama,through executive orders to drain their funding.F) A) and B)
G) C) and E)

Question 19

Which of the following is true of social security and Medicare?

Accepted Answer

A)  Eligibility requirements make sure that all social security beneficiaries have an absolute economic need for the benefit.
B)  Spending on Medicare and social security exceeds the total of all spending of public assistance programs.
C)  Most retirees receive less in social security benefits than they contributed in payroll taxes while working.
D)  Social security income is decided as follows: the lower your income while working,the larger your social security benefit upon retirement.
E)  Families in the top fifth of the income population receive more in social security and Medicare benefits than the government spends in total on TANF,SSI,food stamps,and housing subsidies for the poor.F) A) and D)
G) B) and D)

Question 20

What are the two broad groups that individual-benefit programs fall into?

Accepted Answer

A)  public assistance and in-kind assistance
B)  equity and efficiency
C)  positive and negative
D)  social insurance and public assistance
E)  subsidized and social insuranceF) A) and B)
G) A) and C)

Exam 10: Income,welfare,and Education Policy: Providing for Personal Security

The defining characteristic of a social insurance program is that

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The American welfare system is widely criticized for being inefficient.Explain this criticism,and describe the underlying causes of inefficiency.

Correct AnswerverifiedInefficiency refers to the fact that muc...View AnswerShow Answer

The major reason social security is likely to be the topic of reform is because

Correct AnswerverifiedShow Answer

In _______,Congress added a prescription drug benefit to Medicare.

Correct AnswerverifiedShow Answer

Charter schools

Correct AnswerverifiedShow Answer

The poverty line is defined as

Correct AnswerverifiedShow Answer

________ was terminated in 1996.

Correct AnswerverifiedShow Answer

Which of the following is true regarding income patterns in America?

Correct AnswerverifiedShow Answer

Which of the following is true of social security and Medicare?

Correct AnswerverifiedShow Answer

Which of the following is a true statement about the visibility of poverty in American society today?

Correct AnswerverifiedShow Answer

The Food Stamps program is

Correct AnswerverifiedShow Answer

The unemployment insurance program is

Correct AnswerverifiedShow Answer

A U.S.Bureau of Labor study revealed that about six out of seven workers who lost their job did so because

Correct AnswerverifiedShow Answer

According to survey data,

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What are the two broad groups that individual-benefit programs fall into?

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Social insurance programs have high levels of public support because

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The bureaucratic costs of welfare are substantially lower in Europe because most European countries

Correct AnswerverifiedShow Answer

Which of the following statements is true concerning American public opinion on school vouchers?

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The No Child Left Behind Act

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The best predictor of how well schools perform on standardized tests is

Correct AnswerverifiedShow Answer

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Inefficiency refers to the fact that muc...
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